FOR
THE NTH TIME...., THERE IS ONLY ONE ULTIMATE SOLUTION FOR HEALTH CARE:
HEALTH
CARE
FOOD
FOR THOUGHT:
Does
everyone have an altruistic “right” to health care, and, if so, why?
Does
a society have a pragmatic economic rationale to provide health care for all its
citizens?
PROBLEM:
Escalating health care costs, and the insecurities of the populace regarding
health care.
PROVENANCE:
Greed, inefficiencies, ignorance, etceteras
1)
Greed includes fraud on the part of providers and patients: controls and severe
penalties should be legislated to mitigate.
2)
Inefficiencies include, but are not limited to, inefficient utilization of
personnel, equipment and facilities, administrative overhead, and profit motive
on steroids.
3)
Ignorance on the part of providers and patients can be mitigated by a massive
computerization of information, i.e., the “mind” of the computer is vastly
superior to providers and should be made available to patients and
providers.
4)
Etceteras to include, but not be limited to, better
nutrition, responsibilities and behavior of
recipients of health care, and
preventative
care.
RESOLUTION:
To be determined, subsequent to analyzing the
problem
DISCUSSION
I
believe that the Obama
Administration is
correct in recognizing that the accelerating cumulative costs
of health care in our nation must be
addressed.
Since
we know where we are
regarding this problem,
most energies should be devoted to determining where we
should be.
We
must analyze the
logistics and economics for
the purpose of determining the most efficient and
effective method of delivering health care, cost
effectively.
First,
a decision must be
made as to who will bear
the burden of the costs of health care.
The
possibilities include
businesses, the
recipients of health care services, or the government.
If
it were determined that
all costs should be
borne by businesses, the good would be that employees would
receive health care at no cost, whereas the bad
would be that the costs of
providing health
care would be included in the costs of goods and services
produced, which would necessitate higher selling
prices for those goods and
services than if
there were no health care costs.
For
those businesses that
compete against similar
businesses in other nations, their ability to compete
would be adversely affected versus if they did
not have the burden of those
health care
costs.
Within
a competitive world
economy, the United States
of America should be considered as U.S.A., Inc. and
would be competing against Japan, Inc., China,
Inc., et cetera, thus it would
make pragmatic
economic sense to mitigate costs of goods produced.
If
it were determined that
all costs should be
borne by the recipients of health care services, economic
pressures would be placed upon businesses to
increase employees’ remuneration
to enable
them to pay for their health care, thus whether the costs are paid by
businesses or employees, the cost to produce
goods will include the cost of
health
care.
If
it were determined that
all health care costs
should be borne by the government, the good would be that
all employees would have health care, and
businesses would have their costs to
produce
goods and services devoid of any health care costs, while the bad would
be that the government would inherit the
obligation to fund these massive
health care
costs. An incredibly
important benefit would
be the sense of security of the populace, which would
affect all other aspects of their lives.
The
transitioning from where
we are to where we
should be would cause serious upheavals and dislocations,
e.g., employment reconfigurations, but
subsequently we will have sophisticated
and
fine-tuned our current disparate montage of health care to an efficient and
cost-effective system for the delivery of health
care.
Our
leaders are involved in
the process of
searching for the correct paradigm regarding the delivery of
health care for our nation.
Unfortunately, they appear to be in a triage
quagmire effort rather than
resolving to
discover the appropriate paradigm. They are attempting to reconfigure a
condemned edifice, rather
than tearing down
the walls and allowing the light of day to expose truth.
Economics,
rather than
politics, religion, et cetera must
be the leading factor directing our leaders
to
the correct paradigm, i.e., where we should be.
QUESTIONS:
1)
Should we have a comprehensive economic environmental
impact study done regarding any potential
solution?
2)
Should health insurance benefits be taxed, e.g., is
it equitable to have two “theoretically”
identical employees working for two
different
companies doing the same work, making the same remuneration, being
charged with the same taxable income, when one
has $14,000 of health insurance
and the other
does not?
MZ
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